Join Weaver Fintech as a Junior Credit Risk Analyst and dive into the world of data-driven decision-making. You'll work closely with experienced analysts to gather and analyze data that shapes credit strategies, all while learning and growing in a supportive environment.
Innovative and collaborative, with a strong focus on customer experience and teamwork.
Weaver FinTech Group is a leading digital financial services ecosystem connecting consumers to smarter, more flexible ways to pay, borrow, and protect what matters most. Our brands — Pay Just Now and FinChoice — empower millions of South Africans through innovative Payments, Lending, and Insurance solutions. We’re a data\-first organisation built on collaboration, innovation, and purpose: to make digital finance simpler, more inclusive, and more human. **Junior Credit Risk Analyst** PayJustNow is a Weaver Fintech company and South Africa's leading Buy Now, Pay Later platform, part of the same group as FinChoice. We let consumers split purchases into interest\-free instalments at checkout across thousands of merchants, while giving retailers a powerful tool to grow sales. We are an innovative, consumer\-facing fintech obsessed with customer experience, innovation and building great tech in pursuit of our vision to be our customers' favourite way to pay. Our team consists of passionate individuals that work in multi\-disciplinary teams, where our strength in execution lies in our teamwork. Collectively we have driven significant customer growth and profitability, and we focus on the detail, being hands\-on and executing against our plans – a scale\-up that thinks and executes like a start\-up. If you're looking for a place where you will positively impact lives, learn more about and contribute to the Fintech industry, and be involved in multiple products, projects and technologies, then look no further than PayJustNow. **Role Overview** As the Junior Credit Risk Analyst, you will help the business get more value out of every data source it touches. Working closely with senior analysts and the Credit Risk Executive, you will gather, clean and combine data from across the group, the credit bureaux and alternative data sources, and turn it into analysis that informs strategic credit risk decisions. This is a hands\-on, learning\-rich role for an early\-career analyst who is curious about data and wants to see their analysis drive real decisions across underwriting, limits, collections and portfolio monitoring. **More about the role** * Source, extract and prepare data from across the group, credit bureau feeds and alternative data sources, building clean, reliable datasets for analysis * Help identify and unlock new value from existing and emerging data sources – spotting useful signals, new attributes and data quality issues * Use SQL/Python to obtain data from the Data Warehouse and support the maintenance of analytical data assets * Perform 'what if' and ad\-hoc analysis to support credit strategy across acquisition, limits, collections and recoveries * Support the monitoring of risk\-based strategies in acquisition to ensure only customers with the correct risk levels are acquired * Help review credit limits to ensure the business exposure strategy is met * Build and maintain reporting and dashboards that track credit quality of business booked...
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