Credit Risk Analyst : Acquisitions (Home Loans)

### **Empowering Africa’s tomorrow, together…one story at a time.** With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. **Job Summary** Make an impact where it matters most Step into a role where your analytical expertise directly shapes the success of a Home Loans portfolio. As a Credit Risk Analyst (AVP), you’ll turn complex data into actionable insights, influence acquisition strategies, and support key business decisions across the credit lifecycle. This is an ideal opportunity for a data\-driven professional looking to elevate their career, strengthen their technical expertise, and gain end\-to\-end exposure to strategy development and implementation.**Job Description** **What you’ll be responsible for** **Strategy \& Analytics** * Develop and optimise data\-driven credit acquisition strategies * Analyse large datasets using SAS to identify trends and opportunities * Partner with stakeholders across Sales, IT, Finance, Collections, and Risk * Support new product assessments and continuous strategy enhancements * Conduct UAT and monitor post\-implementation performance **Reporting \& Insights** * Produce monthly Management Information (MI) with clear insights and recommendations * Enhance reporting accuracy and risk metrics * Present analysis to both technical and non\-technical audiences * Drive alignment and sign\-off on strategic changes **Customer Decisioning** * Investigate escalated Home Loans credit\-related customer complaints * Provide clear, timely, and well\-reasoned outcomes **What you’ll bring** * Degree in Business, Mathematics, Statistics, Risk Management or similar * 3\+ years’ experience analysing large datasets using SAS * Strong understanding of credit risk principles * Advanced MS Office skills (especially Excel) * Experience in SDLC, UAT, or project delivery (advantageous) * Strong analytical thinking, problem\-solving, and communication skills **Why this role stands out** * Influence critical credit acquisition strategies * Gain exposure to end\-to\-end strategy design and implementation * Strengthen highly sought\-after analytics and risk skills * Collaborate across multiple business units and senior stakeholders * Build visibility and impact at AVP level **Ready to apply?** If you thrive on turning data into strategy and want to play a key role in shaping credit decisions, this opportunity offers the platform to grow your career and make a measurable impact. **Education** Bachelor\`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required), Bachelor Honours Degree: BMI \- Business Management and Informatics*Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to...